It's nice to know you have an investment to help you reach your goals, and First National Bank has savings options for the beginning saver or experienced investor. Whether your need is a new appliance, vacation trip, college fund, or retirement account, let First National assist you in your investment plans so you can enjoy all the events in your life.
A Statement Savings account is designed for regular savers putting away funds for a rainy day. Tie this account to your checking or use it with your First National Bank Visa Check card for easy access. A Statement Savings is a great account to start anytime.
A Certificate of Deposit (CD) allows you the option of short-term or long-term savings at a higher rate of interest. Choose a varying time of investment from 3 months to 5 years and we'll make it even easier for you to save with automatic renewal so you don't miss a single day's interest. Special rates are often available when you contact us for details.
The holidays are a special time and you can enjoy it even more with a Christmas Club Savings Account. By making periodic payments automatically from another account or with a payment book, you will see your investment grow throughout the year. Principal and interest is paid in October of each year, plenty of time to start that holiday shopping.
An Individual Retirement Account (IRA) is a perfect way to plan for a financially secure retirement. Whether you want to start a new retirement plan, or roll over a plan from another source, you've come to the right place. You can elect to open a traditional IRA, which will allow you to defer taxes on the earnings on your contributions until they are withdrawn. Certain contributions may even be tax deductible. If you're looking for a long-term investment with a combination of value and convenience, let First National Bank assist you with your IRA.
Both the IRA Savings Account and IRA Investment Account allows you to have additional deposits while you earn interest. When you need flexibility with a shorter investment time, consider one of these options for your savings needs.
Click here to learn more about U.S. Savings Bonds.