Calculators

The first step with any loan is calculating the monthly payment to determine how much you are comfortable with and what you can qualify for. Below is an easy way to calculate loan payments.

Loan Calculator

Amount of Loan
Annual Interest Rate
Number of Years
Monthly Payment
Amortization Schedule No Yes
First Payment

Calculate your debt to income ratio:

Total Monthly Gross Income:

Total Monthly Payments:
(include current obligations such as rent, existing mortgage, other loan payments, minimum credit card payments, etc.)
Debt to Income Ratio:

If your calculated ratio is 36% or less you have met one of the qualifications for a new loan. Contact FNB for information about other qualifying criteria.

Disclosure: Lending Area Limited to our market areas